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Business Insurance Products and Coverage

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Member Insurance has relationships with a multitude of carriers to provide insurance for businesses with more complicated risk exposures. We’ve built programs with specialized products, coverages, and services for the following classes:

  • Retail Hardware stores
  • Equipment Rental
  • Party Rental
  • Building Material Dealers
  • Lumberyards
  • Truss Manufacturers
  • Wood Products Manufacturing
  • Garden Centers
  • Commercial Industrial Supply

Outside of those specialized programs, Member Insurance has access to many other carriers to accommodate the needs of ANY class of business!


  • Property
    • Member Plus Endorsement (if eligible)
  • General Liability
  • Commercial Auto
  • Inland Marine
  • Umbrella/Excess
  • Workers’ Compensation
  • Professional Liability (EPLI, D&O, etc.)
  • Cyber Liability
  • Flood
  • Earthquake
  • Wind (including Florida)
  • Bonds

Note: Some coverages may not be available in all states.