Benefits Products


Finding Our Members an Affordable Solution for Benefits

With the rising costs of healthcare, business owners are always looking to find an affordable option for employee benefits. Your employees are one of your greatest business assets. When you are able to provide desirable benefit options, your business is able to attract and retain top talent. We have access to a wide range of innovative options that can save our members a significant amount of money and offer the highly sought after benefits their employees want.

You can now review product and service information as well important health reform information here on our website.

If you have any questions or would like to know more about how we can help you and your business, please call:

OFFICE: 704.237.8725
CELL: 770.654.6756

We have solutions for any group size. You are free to choose from a more traditional option or let us explain how we have access to new innovative plans to help you save costs and still make your employees happy.

Association/Affinity Health Plans:

Are you a member of an Association? Employer Coalition? Professional Employer Organization?  If so, we have an amazing partnership that allows us to set-up and offer the best Association Health Plans.

The Association Health Plans that we have access to are a great way to implement a long-term solution to control your healthcare costs as well as promote and encourage your group to become healthier and smarter healthcare consumers. We can offer 16 different standard plan designs, grouped into 4 product families. These include HDHPs, Cost-conscious plans, 80/20 PPO Plans and 100% Plans. There are also integrated wellness programs in all plan designs at no additional costs. Included are deductible credit incentives as well as cash-reward incentives for participating employees. These plans are the most innovative and health conscious options out there today for groups

Fully – Insured Health Plan:

This is the more traditional way to structure an employer-sponsored health plan. These plan options are generally what you find through the top carriers in the United States such as Cigna, UnitedHealthcare and Blue Cross Blue Shield.

Self – Funded:

Also known by some as a self-insured plan, employers operate their own health plan instead of going through a carrier. The reason for this is to save the profit margin that an insurance company adds to its premium for Fully-Insured plans. Self-Funded plans are built around the same concept as Fully-Insured.

Level – Funded:

Member Insurance offers you access to over 400 carriers nationwide with complete renewal management, including strategic planning and product assessment.

Insurance Product Includes:

  • Group Medical Insurance: Health Insurance for Owners and their employees.
  • Disability Income: Both long and short-term insurance protection to replace your income in the event of illness or disability.
  • Dental Insurance: Coverage for individual and family members that pay for dental visits and dental procedures.
  • Vision Insurance: Insurance for services rendered that provides coverage for eye exams, glasses, and contact lenses.
  • Life Insurance: Coverage providing payment to a beneficiary at the death of the insured.
  • Long-Term Care Insurance: Helps to provide for the cost of services that other are not normally covered by health insurance, Medicare, or Medicaid.
  • Accidental Death Insurance: Life insurance that pays when a person dies as the result of an accident.
  • Voluntary Benefits: Insurance benefits that employees chose from to fit the personal situation.
  • Critical Illness: Coverage that provides for a lump-sum payment should you be diagnosed with one of several critical illnesses.
  • Buy Sell Agreement: Protect your family and business in the event you unexpectedly die or become disabled.